Gold Investing / Review
Goldco Review (2026): Fees, Metals & Verdict
A scored, plain-English review of Goldco: what it does well, where it falls short, and who it suits.
| Best for | First-time rollovers |
| Account minimum | $25,000 |
| Fees | Flat annual |
| Metals | Gold & silver |
| Storage | Approved depository via qualified custodian |
Pros
- Guided, hand-held rollover process
- Large volume of positive customer reviews
- Frequent promotions on qualifying accounts
- Established brand with wide recognition
Cons
- Metals limited to gold and silver
- Promotions can distract from the underlying spread
- Minimum is higher than some rivals
Goldco, founded in 2006 and based in Los Angeles, is one of the largest and most recognized precious-metals dealers. Its strength is a guided rollover process that suits people moving a 401(k) or IRA into metal for the first time.
Fees and minimums
Goldco charges flat annual fees and reports an account minimum around $25,000. It runs frequent promotions on qualifying accounts; treat promotions as a nice extra, not the deciding factor, because the dealer spread matters far more to your long-run cost. Confirm current numbers directly.
Metals and storage
The firm offers IRS-eligible gold and silver, stored through approved custodians and depositories. It does not offer platinum or palladium.
Service
Goldco carries a very large volume of positive customer reviews and a hand-held onboarding experience, which is why first-time buyers often start here. Specialists guide the rollover paperwork end to end.
Watch for
The metals lineup is limited to gold and silver, and the emphasis on promotions can pull attention away from the underlying spread. Compare that spread against other firms before you decide.